Scams Calls
Calls scam · added Oct 18, 2026
Your bank will never ask for this code.
A caller from the "fraud department" asks you to read back a code, then move your money to a "safe account."
Fraud DepartmentCall in progress
Text from 72400
Caller
Recreation
Spot the tell. Tap the part that gives this scam away.
The tell
Your verification code is 482913. Never share this code.
A real bank never asks you to read back a code it just sent, and never asks you to move your money to keep it safe. There is no safe account.
Example from our recreation.
How it works
- A caller says they are from your bank's fraud department and have seen suspicious activity.
- A code arrives by text, and the caller asks you to read it back. That code unlocks your account for them.
- Then they ask you to move your money to a "safe account." It is theirs.
What to do
- Hang up.
- Call the number on the back of your card. Never a number the caller gives you.
Already fell for it?
Already shared a code or moved money? Call your bank now, then report it at ReportFraud.ftc.gov.
What to do if you were scammedThe numbers
Watch it
This scam is on The Tell as a short video. YouTube, TikTok or Instagram.
Sources
Checked Oct 18, 2026.
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